No matter what your situation, raising a successful family is a challenge. You need assistance no matter where you are in life. There are a lot of resources available for you to use so you can get help in childcare, healthcare, food and much more. As long as you are eligible, you can get a lot of help.
The DES (Department of Economic Security) offers childcare assistance to parents who are getting a degree or GED, are actively employed, or are fulfilling other eligible training requirements and cannot afford to pay for childcare for their kids.
If you do not qualify for the DES program, consider swapping childcare services with others who can afford it or finding affordable childcare through a home daycare or church setting.
But if you find a cheaper daycare, make sure it is a realistic distance away because you will be wasting a lot of time and gas. Make sure it is worth it.
Ensuring that your children are healthy is your primary concern as a parent, and the state of Arizona offers help if you cannot get private healthcare for your kids.
Arizona’s KidsCare program is available to kids from low-income families in Arizona. It provides coverage for dental care, medical care, eye care, and emergency care.
If you also need health insurance for yourself, check out Arizona’s Medicaid program, Arizona Health Care Cost Containment System (AHCCCS), to see if you qualify.
Food and Supplies
A healthy, balanced diet is essential for your children to grow and thrive. Arizona’s WIC (Women, Infants and Children) Program offers parents of children younger than five food vouchers to buy healthy foods like milk, bread and cheese.
The DES offers the Nutrition Assistance Program to low-income families. Food pantries and banks are another option for low-cost food and pantry supplies.
Take advantage of the Arizona Transit Association’s many public transportation options if you are struggling to find a way to get to and from your job.
You might even find it beneficial to purchase a pass if you are going to be using it a lot.
Arizona offers two options to people looking for help to provide housing for their families.
The first is the Arizona HUD Subsidized Apartment Program, which helps pay some of the rent for families who live in subsidized apartments.
The other is the Public Housing and Housing Choice Vouchers Section 8 housing program, which helps low-income families with their housing needs in these cities://www.hud.gov/.
They assist you if you are buying a home as well by offering grants.
If you are looking for homeless shelters and emergency housing, check out //www.hud.gov/local/az/homeless/shelters.cfm. These include many shelters and other places with excellent amenities to help temporarily getting you back on their feet.
If you find that you have reached a ceiling in your current employment situation, finishing or starting your degree may be the answer.
To get help paying for school, file the FAFSA to search for federal aid. Then consider state aid programs. To find out about the ones you may qualify for, talk to the financial aid department at your chosen school. Also be sure to research school scholarships for more financial assistance options.
The Individual Development Account (IDA) was created for people just like you. It’s more than a savings account; it’s a life lesson. This savings account will be your funding for a down payment on a home, car, college costs, and other things you may need to get ahead. Learn how it works below.
To begin with, you will attend brief classes in Arizona that will give you some insight into money management. You will learn about budgeting, managing your funds, interest rates and how to calculate them, and a whole list of other things that will help you better manage your personal finances.
Once the class is complete, a savings account will be opened in your name. You simply put a bit in there every week or every month. Federal and state funds provide some of the matching funds.
Local businesses in Arizona can also contribute to the savings plan.
The more contributors are and the more funds there are, the more your money will be matched. You may receive up to three dollars in addition to the dollar you put in. The example below will help you understand.
Assume that you put $20 into your savings account. The matched funds are held in a different account, but they are matched based on what you put in. If the fund are available and you are participating in a 3:1 match program, $60 is put into the account that holds the matched funds. In one month your $20 turns into $80. There are limitations as to how much you can contribute a month as well as income guidelines to participate in the program at all.
There is a lot of help as long as you look in the right places.
Don’t be afraid to reach out and explain your situation to childcare centers or your landlord, They probably will accommodate for your needs. Money shouldn’t be a burden anymore because of all of the help available.
These programs were made for people like you.
If you have any questions or need more advice, comment down below and we will help you out.