With the situation of the current economy, raising a family with a small income is tough. There is so much to take care of, but not enough money. There is plenty of help in Connecticut that can give you the freedom to care for your children with the peace of mind that comes from a stable financial situation. You can get a lot of assistance with transportation, college, rent and much more.
If you do not have reliable childcare, you face a huge hurdle when it comes to finding steady employment. There are very few jobs that mix parenting and work together. Even if you take turns with your significant other, the both of you are sacrificing how successful you can be.
Sometimes you can swap turns with another parent, but this might not work for everyday situations, as schedules might clash.
Try explaining your situation to some home-based daycares. They are usually understanding and will make exceptions for you. Don’t try “commercialized” daycare’s because they are not likely to budge prices.
If you cannot afford daycare, even in a home-based setting, you may qualify for the Care 4 Kids program. Care 4 Kids offers assistance for low to moderate income families who need childcare in order to work.
Low-income families can get help with medical care through the Connecticut Medical Assistance Program.
The state’s Medicaid program is designed mainly for the elderly, blind, disabled, and families with children. If you do not have health insurance but do not qualify for these programs, you may be able to get coverage for your children through the program Healthcare for Uninsured Children and You (HUSKY).
Coverage for uninsured parents may be possible through HUSKY as well.
EHealth: All over Connecticut, there is eHealth which is health insurance for low-income families. It is a trusted brand and they provide health care at as low as about $100/Month! You just have to out in your zip code and you can compare the options near you.
Food and Supplies
Most major Connecticut cities have a food pantry that you can go to in order to get affordable food and pantry supplies.
If your income is below a certain level, you can get assistance through the Supplemental Nutrition Assistance Program (SNAP). WIC is another option for low to moderate-income families. This program offers help with purchasing healthy foods to supplement your existing diet.
The State of Connecticut’s Department of Social Services oversees a number of programs that provide assistance with food and supplies. In addition to the State Nutrition Assistance Program (SNAP), Connecticut residents are also invited to apply for The Emergency Food Assistance Program (TEFAP). This program provides the U. S. Department of agriculture commodities to food banks. You can find local food banks here.
Finding reliable transportation is essential to holding down a good job.
Public transportation is available in most major cities. If you need help getting to your medical appointments and are on Medicaid, state-sponsored dial-a-ride services may be available in your area.
You can even try setting up a system with your coworker or try to get a reimbursement from your employer.
Low-income families can afford safe, clean housing with help from the state’s Rental Assistance Program (RAP).
The program allows you to find your own housing, even with the option of living in a single-family home. You can apply for RAP certificates through the Department of Social Services.
If you do not qualify for this program, consider searching for subsidized apartments or Section 8 housing through HUD.
For more than 40 years, the Connecticut Housing Finance Authority (CHFA) has provided assistance to more than 128,600 individuals and family units who were looking to own their own homes. The assistance is also extended to those looking for rental assistance, help with preventing foreclosure and rehab of existing dwellings.
If it’s time for you or your kids to go to college, there is a lot of financial aid you can take advantage of. The Connecticut Department of Higher Education (CDOHE) has student aid resources you can use to help you find loans, grants, and scholarships to fund your educational expenses.
Always talk to the financial aid department at your chosen school as well as you look for help paying for your education
The State of Connecticut’s Office of Higher Education offers a wealth of information if you are seeking to obtain a college degree.
You can find help completing the FAFSA, get the facts on Student Aid, and learn about the Governor’s Scholarship, the Pell Grant and many other programs designed to ease the financial burden of those seeking a higher education.
Some families are struggling to feed themselves, making it even harder to feed their family pets.
Connecticut has a number of agencies that provide food and other supplies for pets of low-income individuals and families. You can find a listing of these facilities here.
As you can see, there is a lot of assistance available for you to use.
Living off of a lower income is tough, and hopefully, these programs make it better your situation. All you have to do is apply, and if accepted, you can save a lot of money and stress.
If you want to hear about any other programs not mentioned in this article, comment down below.