Keeping up with expenses is extremely difficult, but it only gets harder if you are low income. You have to be a lot more wary of what you are spending on. That results in you having to sacrifice on a few important things like childcare, healthcare and living in a good home. Luckily, there are many programs in Delaware to offer you some financial aid. You can finally live that life you wanted with the same income.
Maintaining both family and work at the same time can become extremely overwhelming.
Unless you can work from home, you will need childcare.
The Department of Health and Social Services offers child care assistance for families with young children. While you may need to pay a portion of the expenses, this can help significantly in offsetting the cost of state licensed childcare for your children while you work. Eligibility is based on income.
Also, on the same website, you can find information about child support and how you can share custody for your children. They provide help in a timely manner and help families with disputes over child support.
Delaware Medicaid is the primary service offered to low-income families in need of healthcare coverage.
In addition, children who are currently uninsured or under insured can get low-cost health care through the Delaware Healthy Children Program, (1-800-996-9969). If you make too much money to qualify for Medicaid but do not have healthcare coverage, this will give you a way to get healthcare for your kids.
Claymont: There is a lot of assistance available in regards to healthcare in Claymont. Healthcare is something most low-income families have to sacrifice due to how expensive it becomes. Prescriptions are often something you have to skip out on, especially if they are regular because of the price. Luckily, there are many clinics here to help! You can get the medication you need for a lot cheaper.
Food and Supplies
Delaware offers three state programs aimed at ensuring all families have the food and supplies they need.
The Temporary Assistance for Needy Families (TANF) provides a supplemental income for people who temporarily cannot work for a variety of reasons, yet cannot collect Social Security either. The Delaware Food Stamps Program gives needy families a debit card they can use to buy nutritious food for their family.
Children under the age of 5, pregnant women, and breastfeeding mothers can get supplemental nutrition through the state’s WIC program as well.
Finding help with transportation can be challenging, but without reliable transportation, you will struggle to hold down a job. If you cannot buy a car, learn to use the local bus routes, or find someone who you can carpool with in return for gas money.
Consider asking your employer for a commute reimbursement or just getting a bus pass so you can save money in the long run.
Low-income families in need of housing may find some through the Delaware Public Housing Administration.
If you prefer an option outside of public housing, look into the resources offered through HUD, such as a housing choice voucher or rent assisted apartment.
New Castle County – Rent becomes difficult to keep up with. Luckily, in Newark, there is a lot of affordable apartments available thanks to this organization. Now you don’t have to worry about having a roof over your head.
To help potential students find information about state grants and scholarships for college, the state of Delaware has set up a website with up to date information about grant opportunities. After filing the FAFSA to apply for federal aid programs, to look for local help to pay for your education.
Delaware Head Start
The head start program is offered to young kids, 3-5 years old to promote them getting ready for school. This is offered to kids from low-income families. It provides a lot more than school readiness. It also has educational, health and nutritional programs to help kids, with some parent involvement.
Delaware Domestic Battery Assistance
Unfortunately, it is not uncommon for people to become victims of domestic battery.
Sometimes single mothers (or fathers) appear to be vulnerable not because they are weak, but because they let the social stigma convince them they are somehow undeserving.
Make sure you have a complete understanding of the fact that violence is never okay in a relationship. You may feel bad for the person who has issues that make them violent.
Maybe they had a horrible childhood or has feelings of inadequacy. At some point in your life, there may have been a time when it was worth the effort to help them. But that time has passed because your child or children most certainly do not deserve to be burdened with their inadequacies and insecurities, even if you think you do.
Below are some of the contact numbers that get you on your way to safety and a new life.
DCADV (Delaware Coalition Against Domestic Violence)
New Castle County: 302-658-2958
Kent and Sussex Counties: 800-701-0456
These numbers are the main numbers that can help you coordinate to find shelter, long term housing, counseling, and even legal assistance.
If you are still waiting for that final straw that makes you decide it is time to get away from them, at least take some of the steps below.
- Keep a key to your car taped under the bumper or somewhere else within easy reach so that you can get in your car even if he takes the key and locks the door.
- Keep emergency items ready to go. Pack a small bag with a change of clothes, a comb, keys, spare I.D. and a bit of cash. Leave the bag somewhere that is discreet but within easy access for you. Include the DCADV numbers in your bag.
Violence has nothing to do with love and no, they probably aren’t going to get better. They may seem to get better for a very brief period of time, but each time that period ends the violence will get worse. Don’t subject you and your children to this.
401 Federal Street (Federal & Loockerman Streets)
Dover, Delaware 19901
I gave you the list of many assistance programs available in Maine, but now it’s your job to apply for them.
What is the point of giving up the opportunity of saving hundreds to thousands of dollars? All you have to do is apply.
You can choose which programs you want and get a lot of help from it.
If you have any questions, feel free to comment down below or share this with a friend who might find this useful as well.