If you are a from a low income family, you might feel alone in your struggle to meet your family’s needs. But luckily, if you live in the state of Florida, there are options available to help you better your situation and care. There are is a lot of assistance available for you to use like rent, childcare, transportation, energy and more. As long as you are eligible, a lot of help that you didn’t know of can come your way.
If you ever find yourself completely without shelter due to your financial situation, the Emergency Financial Assistance for Housing Program (EFAHP) offers grants for families to help you find a place to live, provided you have kids at home.
Otherwise, for help paying the rent check into the rent assistance and Section 8 housing options offered through HUD. HUD is a government program that will help you pay for your rent and assist you through the home buying process with a few grants. If you are eligible, it will save you a lot of money.
Miami: In the beachy city of Miami, finding that perfect house can be difficult. Luckily, MiamiDade is here to help by providing anything related to housing so you can sleep peacefully and stress free.
If your children are not yet in school, the only way you can realistically find employment is if you have someone to care for your kids. The Florida Department of Health and Human Services offers help for those who need financial assistance for childcare while they work through the Temporary Assistance for Needy Families program (TANF).
Finding a place you can trust to take care of your kids when you are not there will actually help you perform better at work, which has a chance of bringing money in. When looking for a daycare, don’t just look for cheap, look for a place that you know your children will be happy in.
If your kids are in school, try looking for nearby after school programs that they can attend. Typically, schools have a little childcare place to take care of your kids while you work, so look there first as you can get the best deal.
Healthcare is a primary concern to almost all parents but is often overlooked as a secondary necessity because of how expensive it can become.
Medicaid programs are offered to low income families who do not have access to healthcare. They strive to offer care to families with children. MediKids is an affordable option for families with children between the ages of 1 and 4 who do not have healthcare coverage, but it only covers the qualifying children.
Medicaid is a great thing to consider because you can get loyal healthcare from the government without having to pay a substantial amount. Hospital bills are extremely expensive in Florida, so having that insurance is crucial so you don’t have to worry.
Food and Supplies
Many times, food tends to become an issue when it comes to raising a family in a low income home.
The Food Assistance Program helps to make sure that families who identify as low income can obtain nutritious and healthy food. IF eligible, they provide money to buy your food with so you don’t have to sleep a night hungry. The program also makes sure that only certain items are being purchased with the money provided.
Feeding your kids healthy, well-balanced meals when living on one income is not always easy. If you are facing a temporary lack of money and have children at home, you might be able to get cash assistance through the TANF program. They provide food assistance for your kids to ensure that they grow up with healthy habits.
WIC provides supplemental nutrition to families with preschoolers, babies, pregnant women, or nursing moms. They only provide food to the eligible people mentioned so they can help make the next generation healthy. If you need more help than what is provided by WIC and qualify for the program, the food stamps program can help you buy healthy food.
Another cool program offered by Florida is the School Breakfast and Lunch Program which offers nationally accredited standardized school meals to children. This program is administered by Florida Food and Nutrition Management in conjunction with the Department of Education. Make sure to closely check the eligibility requirements.
The Florida Department of Transportation sponsors the Florida Commission for the Transportation Disadvantaged. This organization provides access to affordable transportation for the economically disadvantaged and handicapped individuals throughout the state.
You can even find many local places to purchase affordable cars. Click here to check out how you can get a cheap car without much effort.
Florida Head Start
This program helps children up to the age of five who come from low income families to help their children with cognitive and social skills. The Head Start program seeks to provide a nourishing enrollment for children in which they can grow and learn things even before they formally enter school. Early Head Start is also a program that single mothers may be eligible for to help their children at the infant level.
Florida Reemployment Assistance (Insurance) Program
If you recently lost your job and are in need of a financial boost, The Florida Reemployment Assistance Program can help. Just make sure that you have worked in Florida for the past 12 to 18 months, because that is an eligibility requirement. Additionally make sure that you can prove that you were unemployed from no fault of your own.
If you were considering going back to college to open up many career options there is a lot of help available. The Office of Student Financial Assistance offers comprehensive information about potential aid opportunities on its website. Also be sure to research school scholarships for more financial assistance options. The University of Central Florida also provides aid to those students who need it.
Children with Disability
Florida is unique in the sense that they, along with some other states, provide help for familes with disabled children. They help with all aspects, especially to help the children. They provide help with education, health and jobs for the parents so they can sustain a family.
Emergency Financial Help
Catholic Charities offers emergency cash assistance in some situations. If you have recently lost a job, had car troubles, a death in the family, or received unexpected medical bills, you may qualify for this program.
Funds are made available to help cover rent or mortgage expenses and the cost of utilities. Each case is determined on an individual basis. There is a chapter of Catholic Charities for each region of the state, so be sure to find the one specific one that serves your area.
You may also qualify for help from the food pantry, as well as several other programs offered by Catholic Charities to give people temporary help in times of need. Additionally, if you are Catholic, you may want to check with your local church, as it may have additional programs that are managed by Catholic Charities as well. You may be surprised about how much help there is as long as you look in the right place.
The Weatherization Assistance Program (WAP) helps people who need assistance with weatherizing their homes. It covers things such as weather-stripping and sealing windows, as well as repairing or replacing old air conditioner units.
This program is funded by the Departments of Energy and Health and Human Services. In order to apply, you will need to contact your local office and meet certain income requirements.
Energy in Florida
In addition to assistance with weatherizing homes and apartments, you can also get help covering the cost of utility bills through LIHEAP (Low Income Home Energy Assistance Program).
This program offers temporary assistance with covering the cost of energy bills. You will need to meet the income threshold for this program in order to receive assistance. Your local office will help you fill out the application and give you any further guidance as needed. Unfortunately, there are no online applications available for this program.
Florida is a great state in that it provides a lot of assistance for its residents, especially accommodating for low income families. Many of the programs mentioned above will help tremendously with things like housing, school and finances. Pay close attention to the emergency financial assistance that are available solely in Florida. It might actually be something useful for you to look into.