HSBC Credit Card – What You Need To Know

HSBC Holdings is a financial services company from Britain, with some of its beginnings in Hong Kong. They are most known for their banking services. It is one of the biggest banks of the world.

HSBC Credit Card

Being such a big bank, HSBC has many credit cards, with many benefits and offers. There are many options such as cash back promotions, travel rewards, low introductory APR and other promotions to incentivize people to apply for a credit card with them.

They have 3 popular credit cards that many uses.

  • HSBC Premier World Mastercard Credit card
    • Thier most popular card
    • This card gives you 1.5% of cash back on all purchases you make.
    • APR rate is 16.74 – 21.74 %
    • For rewards, you get 1 or 2 points (depending) per dollar spent and get a bonus of 35,000 points.
  • HSBC Advance Mastercard
    • 0% APR for 12 months if you purchase intro APR
    • APR rate is 16.74 – 21.74 %
    • For rewards, you get 1 or 2 points (depending) per dollar spent and get a bonus of 25,000 points.
  • HSBC Premier World Elite Mastercard
    • APR rate is 16 .74 – 21.74 %
    • For rewards, you get 1 or 3 points (depending) per dollar spent and get a bonus of 50,000 points.
    • $395 Annual Fee

Thier regular APRrate is 16.74 – 21.74 %, which is on the lower side of many credit card APRs.

This credit card is probably one of the best offers that are being offered at the time. It will definitely allow you to increase your spending power.

To further incentivize you, they offer a long introductory offer period with lots of fewer fees than their competition. There is also no fee for a late payment and no annual fee either. Additionally, there is no penalty APR as well as no fees if you make any foreign transactions.

Their cash rewards one is also pretty sweet, This allows you to get up to $150 cash back after spending $500 in your first 3 months after you open the account. Additionally, it is compatible with apple pay, google pay and Samsung pay.

If you are looking for your next card, definitely consider the HSBC cards.

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