Trying to keep up with all of the expensive costs, especially with a low income can become almost impossible. But luckily, if you live in Kentucky, there is a lot of help that you can use to make your entire journey a lot smoother. The government provides a lot of help with things like childcare, healthcare, college, rent and a lot more.
Food and Supplies
A program to help with food include WIC and the Temporary Assistance for Families program. The Kentucky Food Bank is yet another option to consider when looking for affordable supplies and food for your family.
You can even try for food stamps to get healthy items to eat.
Kentucky Food Benefit Program
The Kentucky Food Benefit Program has been specifically designed for low-income families which often don’t have enough money to buy nutritious food.
All the eligible participants are provided an Electronic Benefits Transfer (EBT) Card and a unique Personal Identification Number (PIN).
You can use EBT card to buy consumable food items from stores endorsed by Kentucky Food Benefit program. Each month the benefits will be deposited into your account associated with the program.
WIC, known as Woman, Infants and Children ensure that pregnant and breastfeeding mothers belonging to low-income families get adequate nutrition.
Postpartum mothers, infants and kids younger than 5 years who are at the risk of malnutrition are also eligible for this program. A qualified health professional will determine your nutritional risk and if found eligible, you can avail the benefits of WIC.
If you and your significant other are struggling to keep up with your work when your kids get in the way, it is smart to consider having childcare.
The Child Care Assistance Program (CCAP) may be able to help with the cost of that childcare.
Through the program, you can choose a licensed, certified childcare provider and receive help paying the cost. You will be able to head to work without a concern knowing that your children are well cared for.
If you do not have private healthcare coverage, the Kentucky Children’s Health Insurance Program (KCHIP) may be able to help you provide coverage for your kids.
It offers healthcare for some children who are not eligible for Medicaid but cannot get private health insurance either. If your income is considered low income, your entire family may be able to have their healthcare needs met through Medicaid of Kentucky.
The Three Rivers District also offers affordable healthcare for your entire family. It is a health department which helps you find affordable doctors and will help you plan what you want covered based from your likings.
Kentucky Medical Program (KMP)
If your income is not high enough to provide you adequate healthcare insurance, then you should seek the benefits of Kentucky Medical Program (KMP). In addition to poor families with young children, pregnant women, old and disables individuals can also avail healthcare assistance under this program.
Patients below 21 years of age getting treatment in Psychiatric medical centers are also eligible for the program.
As you may know, getting to and from work is impossible without reliable transportation.
If you do not have your own car to use, ask around to see if anyone you live near regularly travels near your job. Sometimes a carpool is the best answer.
Kentucky’s public transportation options give you an affordable means of transportation as well.
Affordable housing is available through the Project-Based Rental Administration and Housing Choice Voucher Programs, all given by the Kentucky Housing Corporation.
The Louisville area features the Homeless Prevention Rapid Re-housing Program or HPRP. This program is available in 8 different Neighborhood Place locations.
If you are a homeowner and are facing foreclosure you will want to visit the Kentucky Homeownership Protection Center.
Going to college may be possible with a grant or scholarship.
Start the process by filling out the FAFSA, then turn to the College Access Program for information on other local grants designed for needy students. Consider taking online or night classes so you can work and go to school at the same time.
Help Paying Bills
There are many programs, such as the Kentucky Transitional Assistance Program that help to pay for high bills. If you need help with utility bills, you can also use the low-income heating and energy assistance program.
Low Income Home Energy Assistance Program (LIHEAP)
The sole aim of this program is to help low-income families to cope up with their energy expenses. Kentucky Low Income Home Energy Assistance Program provides financial assistance to poor families which they can use to pay off their energy bills and live a slightly comfortable life.
Even if you haven’t qualified for some forms of assistance before the higher utility cost may make you qualify for emergency help. Do not miss out on the opportunity to receive assistance that will help with your electric and heating bills.
By having assistance in this area you will be able to devote more of your tight monthly budget to food and warm clothing for you and your children. Propane, electricity and even firewood are all considered to be heating options that you can get assistance with.
Let assistance programs help you when you need it, and one of these days you will find yourself in a position to give back.
These programs were made for you and your family so everyone can live a good life. Take good use of this blessing.
If you have questions about any of these programs, let us know in the comment section below.