Life in a low income family is never easy, and when you need a little extra support, the state of Missouri offer a lot of assistance which consists of many programs you can use to help you out. It becomes extremely stressful when every day is unpredictable because you don’t have enough money. Luckily, you can get a lot of help from the state with things like childcare, healthcare, transportation and much more as long as you are eligible.
In Missouri, you can get assistance in paying for childcare so you can attend school, work training, or work outside of home through the Child Care Assistance Program.
Childcare is available in home-based and daycare settings that are registered with the Department of Family Services. Eligibility is based on income, and some portion of the childcare expenses may become your responsibility. But it’s definitely better than paying for all of it. Other options for affordable childcare include home-based daycare and church-sponsored programs.
Don’t let your kids get in the way from you having a successful career. Might sound rude, but it’s true. Just make sure you put your kids in a place that you can trust and like because that will become your kids second home.
Just because you are working and might not have as much time for your kids, make sure that you manage your time so you can spend it with them. Your kids will understand that you are busy but will become hurt if they are neglected.
When health care is not offered by your employer and you have limited income, Missouri offers several options to help you pay for healthcare for you and your kids.
Those in low-income categories can qualify for the state’s Medicaid program. Some who do not qualify for Medicaid can get coverage for their kids through the MO HealthNet Children’s Health Insurance Program. More information on these programs can be found on the Department of Social Services website.
Make sure that you don’t skip out on the option of having health care just because it is expensive. It’s better to be safe than sorry. Especially with kids, you really can’t expect them to be extremely careful so having insurance will keep you sane.
There are many organizations ready to help low-income families, especially when it comes to healthcare. These organizations know that a lot of low-income families have to sacrifice healthcare and they are here to help.
If you need help putting a roof over your head, look into the rent assistance options Missouri offers with the help of HUD assistance. These include public housing, housing choice vouchers, and subsidized apartments. If you are considering on buying a home, HUD offers a lot of help and advice for that as well.
Take time to find a place that you and your family can comfortably live in. That means, consider the amount of bedrooms, price, and area. Your house should become a home, and finding the right place will take time. Be patient and look around to see what help you can get so you can find a good home.
Springfield – Keeping up with rent can be tough, especially in such an industrious city like Springfield. Luckily, there are many organizations to help out with rent, and one of them is dedicated to finding them.
Food and Supplies
If you are struggling to adequately feed your children, look for an area food bank or church-based food donation program. Some families can get the Supplemental Nutrition Assistance Program (SNAP) to help pay for some of their food costs.
Temporary Assistance is a program available to needy families with children to help them stay in their own homes while doing through a difficult financial period. Missouri also has a WIC program for families with young children.
You can even consider looking into food stamps because they offer a lot of help for your family as well. Although SNAP and WIC might offer a little bit more, in times of emergencies stamps are beneficial.
If you do not own a car, getting to and from work can be a challenge. Some cities have excellent public transportation options that you can use for a source of reliable transportation. Another option would be to split the gas money with a co-worker who has a car and lives near you.
Returning to school may seem impossible, but with the right grant or scholarship, it could be financially possible. Start looking for these by filing the FAFSA. Then, talk to a counselor at your school’s financial aid department to learn about local grants you may qualify for. Take advantage of any employer-sponsored tuition programs as well.
Although sometimes you feel that everything is piling up and you can’t afford anything, there is a lot of help available. Just be sure to look in the right places. Look for local organizations, programs and don’t be afraid to ask for help.
There is a lot of help for low income families in Missouri, from childcare to healthcare to housing. Many programs exist to accommodate for your needs and issues to ensure that you and your family will live a good life.